Credit scoring is a method used by credit bureaus to determine how much credit they should grant. Your personal credit score is curated using information provided by credit bureaus...

Credit Scores vs Reports Credit scores and credit reports. You have heard and read these terms multiple times. You may have used them yourself a...

A number used by lenders to determine how likely they are to be repaid is referred to as a credit score. It demonstrates a borrower’s debt history to a lender before the lender gives out their service on credit. Examples of such services include business loans, mortgages, insurance etc. Today, we are breaking it down to the basics so that the next time you hear...