Get Started Blend API
Receive clean, merged & well structured data about your customers credit risk. Turning raw unstructured data into actionable insights for quick decisions.
Multi-bureau credit data requires complicated translation, integration, and approvals, but with Allawee it’s fast & simple.
Multi-bureau credit data requires complicated translation, integration, and approvals, but with Allawee it’s fast & simple.
Identity
Verify your customers identity in real-time from bank verified data.
{"name": "Okikenna Peter Owete","phones": ["07011111111"],"gender": "Male","dateOfBirth": "1982-06-12","emails": ["[email protected]"],"addresses": ["13 Barikisu Str Igoli Ogoja Yaba Lagos State"],"customerId": "61a1a11111aa1a111111a111"}
Summary
Get a quick view of your customer’s credit risk across all sources of crodit risk data in Nigeria.
{"totalAccounts": 2,"totalBorrowed": 170000,"totalOutstanding": 93200,"totalOverdue": 27000,"performing": 1,"performingAmount": 100200,"nonPerforming": 1,"nonPerformingAmount": 27000,"highestLoanAmount": 100000,"paidOff": 1,"paidOffAmount": 50000,"delinquencies": 0,"totalDishonouredCheques": 0,"enquiries": null}
Accounts
Receive clean and well-structured data with details and insights about each of the customer’s credit reports.
{"accountNo": "0000000000","institutionName": "UNITY BANK PLC","creditType": "Term Loan for Commercial Banks","currency": "NGN","date": "1970-01-01T00:00:00.000Z","maturityDate": "2021-08-22T23:00:00.000Z","loanAmount": 500000,"outstandingBalance": 132546,"highestLoanAmount": 500000,"overdueAmount": 45000,"status": "OPEN","performanceStatus": "Performing","dateReported": "2021-08-31T06:58:50.000Z","lastUpdated": "2021-08-31T06:58:50.000Z","delinquencyStatus": null,"paymentHistory": []}
Score
Use the power of globally accepted & trusted credit scores to enhance your risk models.
{"score": 641,"smartScores": null,"rating": "AVERAGE","reasons": [""Lack of recent revolving/charge account information on the credit report.","Lack of recent loan information on the credit report."]}
Data Furnishment
Report your loan related data back to nationally accredited sources of Credit RIsk Data - on Auto-pilot. Easy webhooks that track loan performance in real-time as it happens. Set it up and go to sleep.
